It's true - it might be hard to believe, but all money is now created by the private companies that we know as banks. Except for the physical cash in your wallet, all the numbers in your bank account were created by banks like Barclays, HSBC, Lloyds TSB, JPMorgan and so on. Banks create money when someone goes into debt - through the accounting procedures that they use, every loan they make creates brand new money. The video above shows how banks are able to create money and what this means for you and society for over the next 50 years.

Money makes the world go round, so whoever gets to makes money has enormous power to shape the world you live in. If that concerns you, come to the Call4Reform Student Conference in London on Sat 13th-Sun 14th November and discover:

• Why and how the UK's money supply has been privatised
• What a privatised, debt-based money supply could mean for you and the economy as a whole
• Why you can't solve a debt crisis with more debt - and why that is exactly what the government are trying to do right now.
• Just how bad things can get if we try to get back to 'business as normal'
• What the alternatives could be - and how we could implement them
• How Third World debt could be written off completely, no strings attached, and with no real financial cost for anyone
• Why we may be at a fork in the road between two options: 50 years of poverty, or 50 years of prosperity
• Why it has to be students who push this ahead, and why you can't just rely on economists and banking authorities to fix the system

And much more!